Free Credit Tools
Interactive Credit Risk Tools
Quick calculators for credit analysts, relationship managers, and policy teams — no login required.
3
Tools Available
Free
No Sign-Up Needed
Instant
Live Results
Available Tools
Three Tools for Credit Teams
Repayment Capacity
DSCR Estimator
Estimate debt service coverage ratio from monthly revenue, operating margin, and repayment obligations.
Launch toolLiquidity Analysis
Working-Capital Stress Calculator
Measure liquidity pressure from receivable, payable, and inventory cycle movements under an inflow shock.
Launch toolSample Mode
Bank Statement Health Checker
Run a no-upload sample health score to understand transaction quality risk markers like bounce rate and EMI delays.
Launch toolGo Deeper
These are previews. The full platform goes further.
Real bank statement analysis, GST cross-validation, fraud detection, and AI credit scoring — all in one underwriting platform.