Bank Statement
Analyser
Transform raw financial data into a roadmap for credit decisioning with 99%+ accuracy in under 2 minutes. The most comprehensive bank statement analysis engine for modern lenders.
OVER-
LEVERAGED
The Intelligence Layer
Behind Every Decision.
Santulan AI is an AI-powered bank statement analysis platform built for lenders, NBFCs, fintech companies, and financial analysts. It ingests raw PDF bank statements and automatically extracts, classifies, and transforms them into structured financial intelligence reports — in seconds.
Everything Inside BSA
Four pillars of intelligence — from raw extraction to enterprise-grade integration.
How It Works
From raw PDF to credit-ready insights in four automated steps.
Upload Statement
Upload a PDF bank statement — digital, scanned, or password-protected. Our engine handles all formats automatically.
AI Extraction & Parsing
Our OCR and NLP engine extracts every transaction, identifies credits/debits, and maps patterns with 99%+ accuracy.
Credit Intelligence Layer
300+ automated checkpoints evaluate income consistency, EMI obligations, bounce history, and risk signals.
Structured Report
Receive a ready-to-use report with credit score, risk flags, category-wise spend, and export-ready data.
Built for Every Lender
NBFCs & Banks
Automate credit underwriting with accurate income and obligation mapping.
Fintech Lenders
Reduce TAT from days to minutes for personal and MSME loan decisioning.
Microfinance
Evaluate thin-file borrowers using transactional behaviour patterns.
Insurance
Assess financial health and premium affordability in real-time.
CA & Tax Firms
Quickly audit client finances and prepare reconciliations.
Enterprise CFOs
Monitor subsidiary cash flows and vendor payment patterns.
Bank-Grade Security.
Zero Compromise.
All data is encrypted in transit and at rest with AES-256. We are fully compliant with RBI Digital Lending Guidelines and DPDP Act norms.
Ready to Transform Your
Credit Decisioning?
Join leading NBFCs, banks, and fintech companies using Santulan BSA to process thousands of statements daily.