Cash Flow Intelligence
Transform raw bank transactions into structured cash flow analysis — inflow/outflow trends, liquidity stress days, working capital, and GAAP/IFRS-compliant reports.
Cash flow analysis is manually intensive
Understanding real business health requires analyzing months of transactions across multiple accounts. Building cash flow statements manually takes days — and the output is often inconsistent and error-prone.
Automated, standard-compliant cash flow analysis
Cash Flow Analysis + Working Capital report with inflow/outflow trends, liquidity stress days, OD/CC utilisation, and seasonality patterns — in minutes, GAAP/IFRS-ready.
Key Capabilities
Inflow vs Outflow Breakdown
Monthly categorised view of all credits and debits — business receipts, personal transfers, salary, rent, utilities.
Liquidity Stress Detection
Identify months where the entity was cash-negative or near-zero balance — critical for lenders and CFOs.
Working Capital Analysis
OD/CC utilisation patterns, overdraft frequency, and net working capital position over the analysis period.
Seasonal Pattern Detection
AI identifies revenue seasonality, cyclical cash gaps, and peak business periods automatically.
GAAP/IFRS Cash Flow Report
Structured cash flow statement output — operating, investing, financing activities — compliant with international standards.
Burn Rate & Runway
For startups and growth businesses — monthly burn rate, cash runway in months, and projected depletion date.
How It Works
Multi-Account Ingestion
Upload bank statements from all accounts — current, savings, OD, CC. Multi-bank consolidation supported.
Cash Flow Classification
AI classifies every transaction into operating, investing, or financing activity with category-level detail.
Liquidity Metrics
Net cash position, working capital ratio, liquidity stress days, and burn rate computed automatically.
Report Generation
GAAP/IFRS-aligned cash flow statement generated in Excel and PDF — ready for board, lender, or auditor review.
Who Uses This
Analyze business cash health across months and accounts in minutes — without building manual spreadsheets.
Deliver structured cash flow analysis to SME clients as a value-added service with zero manual effort.
Generate GAAP/IFRS-compliant cash flow statements directly from bank transactions for any client.
Real-time liquidity monitoring, variance analysis, and scenario planning for enterprise treasury.
Assess business borrower liquidity before disbursement — identify cash stress months and working capital gaps.
Due diligence cash flow analysis — burn rate, runway, revenue quality, and liquidity stress assessment.
See cash flow intelligence in action
Book a live demo and see a full cash flow report generated from real bank statements in minutes.
Book a Demo