Cash Flow
Statement
Achieve total liquidity control with real-time cash flow forecasting and automated variance analysis. The most comprehensive cash flow intelligence engine for modern finance teams.
DEFICIT
RISK
Total Liquidity Control
At a Glance.
Santulan's Cash Flow Statement engine is an AI-powered platform built for CFOs, lenders, auditors, and financial analysts. It transforms raw transaction data into structured cash flow intelligence — automatically classifying flows, detecting patterns, and forecasting liquidity.
Everything Inside CFS
Four pillars of intelligence — from raw data ingestion to enterprise-grade cash flow reporting.
How It Works
From raw data to cash flow report in four automated steps.
Connect Data Sources
Import bank statements, ERP exports, or accounting data. Our engine auto-detects accounts, periods, and formats.
AI Classification
Every transaction is classified into operating, investing, or financing activities with AI-driven category tagging.
Cash Flow Analysis
Automatic computation of net cash position, burn rate, seasonal patterns, and liquidity ratios across periods.
Forecast & Reports
Receive GAAP/IFRS-compliant reports, forecast dashboards, and stress-test scenarios — ready to share instantly.
Built for Every Finance Team
CFOs & Finance Teams
Monitor real-time cash positions and forecast working capital requirements accurately.
NBFCs & Banks
Assess borrower liquidity health and cash flow sustainability before lending decisions.
CA & Audit Firms
Generate compliant cash flow statements and variance reports for client audits.
Fintech Lenders
Automate cash flow-based credit underwriting for MSME and business loans.
Private Equity
Evaluate portfolio company cash health and forecast capital requirements efficiently.
Enterprise Treasury
Consolidate multi-entity cash flows and optimise inter-company liquidity pools.
Bank-Grade Security.
Zero Compromise.
All data is encrypted in transit and at rest with AES-256. We are fully compliant with RBI Digital Lending Guidelines, DPDP Act norms, and GAAP/IFRS reporting standards.
Ready to Transform Your
Cash Flow Intelligence?
Join leading NBFCs, CFOs, and fintech companies using Santulan to gain complete visibility into cash flows — instantly.