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Solution 05 · Chartered Accountants, Tax Advisors, Lenders

GST & Tax Compliance Verification

Auto-detect GST, TDS, and advance tax payments from bank statements and reconcile against declared turnover — flagging divergence and compliance signals instantly.

The Problem

Manual GST reconciliation is error-prone and slow

Reconciling declared GST turnover against actual bank credits is done manually today. CAs spend hours cross-checking statements and GSTN data — and still miss divergences that signal undeclared income.

Manual cross-referencing of GSTN and bank data
Easy to miss undeclared income signals
No automated divergence calculation
Time-intensive across multiple clients
Our Solution

Automated GST reconciliation from bank statements

GST Reconciliation report auto-detects GST/TDS payments and cross-checks bank credits against implied turnover — flagging divergence percentage and compliance signals instantly.

Auto-detect all GST and TDS transactions
Back-calculate GST-implied turnover
Flag divergence with exact percentage
Advance tax compliance signals included

Key Capabilities

GST Payment Detection

Auto-detect GST, IGST, CGST, SGST payment transactions from raw bank credits and debits with narration analysis.

TDS Identification

Identify TDS deductions from salary and professional income — mapped to 194J, 194C, 192 sections automatically.

Turnover Reconciliation

Cross-check bank credits against GST-implied turnover at effective rates — flag divergence percentage instantly.

Advance Tax Detection

Identify advance tax payment patterns across quarters — signals proactive tax compliance for high-income entities.

Divergence Alerting

Large gaps between bank credits and declared GST turnover are flagged with percentage divergence — potential off-book income signal.

GSTN Integration Ready

Built to connect directly with GSTN server APIs for real-time GSTR-2A/2B reconciliation against purchase data.

How It Works

01

Statement Upload

Upload bank statements for the analysis period — single or multi-account, any bank format.

02

Tax Transaction Detection

AI scans all narrations and amounts to identify GST payments, TDS, advance tax, and related government remittances.

03

Turnover Computation

Bank credit totals are computed. GST-implied turnover is back-calculated at the applicable rate.

04

Reconciliation Report

A structured reconciliation report is generated — flagging gaps, compliance signals, and divergence severity.

Who Uses This

Chartered Accountants

Instantly verify client GST compliance from bank statements — without accessing GSTN directly.

Tax Advisors

Identify undeclared income by comparing bank credits against GST-implied turnover for any assessment year.

Lenders

Cross-check declared business turnover against actual bank credits before sanctioning working capital loans.

Income Tax Officers

Flag divergence between bank receipts and declared GST turnover for scrutiny assessment cases.

NBFC Credit Teams

Validate business income claims in loan applications against actual GST payment history.

Compliance Auditors

Systematic GST and TDS compliance screening across a portfolio of entities for periodic audits.

Automate GST reconciliation today

See a live GST & turnover reconciliation on a real bank statement — divergence flagged in under 2 minutes.

Book a Demo