Fintech & LOS Integration (API)
Plug Santulan's analysis engine into your platform via REST API — submit a PDF, receive structured JSON + report in under 2 minutes. No UI needed, fully embeddable.
Building in-house is slow and expensive
Building bank statement analysis in-house requires months of ML engineering, a large labeled dataset, and ongoing maintenance. Most platforms can't afford the time or cost — and end up with inferior accuracy.
Embed enterprise analysis in days, not months
Plug in via REST API — submit a PDF, get back structured JSON + Excel/PDF report via webhook. No UI needed, fully embeddable into any LOS, fintech app, or credit workflow.
Key Capabilities
REST API Integration
Simple POST endpoint — submit a PDF URL or base64-encoded file, receive structured JSON in the response.
Webhook Callbacks
For async processing, register a webhook URL and receive the completed report payload when ready.
Structured JSON Output
All analysis fields — income, obligations, fraud flags, cash flow metrics — returned in clean, documented JSON schema.
Excel & PDF Report Download
Pre-formatted reports available for download via API — embed in your LOS or borrower portal instantly.
Under 2 Minute SLA
99th percentile response time under 120 seconds for standard statements. Bulk processing available for high volumes.
Enterprise Security
SOC 2-aligned infrastructure, encrypted payloads, tenant isolation, and full API audit logs for every call.
How It Works
API Key Setup
Register your platform and receive API credentials. Sandbox environment available for integration testing.
Submit Statement
POST a bank statement PDF (URL or base64) to the analysis endpoint along with your report type preferences.
Processing
Santulan parses, classifies, and computes all metrics. Webhook fires or poll the status endpoint for completion.
Receive Output
Structured JSON payload with all analysis fields + links to Excel/PDF downloads. Parse and store in your LOS.
Who Uses This
Embed AI-powered bank statement analysis into your credit origination flow without building it in-house.
Connect your LOS to Santulan API — auto-trigger analysis on every new application for instant credit data.
Pre-screen applicants before submission to lenders — improve approval rates and reduce processing time.
Integrate Santulan as a microservice in your existing credit decisioning pipeline via REST API.
Enrich bureau data products with real cash flow and behavioural signals from transaction analysis.
White-label the analysis engine inside your financial SaaS product for end-customer reporting.
Integrate in days, not months
Request sandbox API access and test a full integration with your LOS in under a week.
Request API Access