KYC
Engine
Accelerate customer onboarding with AI-driven identity verification, Video KYC, global compliance screening, and risk-based decisioning — all in one platform.
KYCD
PASS
AI-Powered Onboarding.
Zero Friction.
Santulan AI KYC Engine is a full-stack identity verification and compliance platform built for banks, NBFCs, fintech lenders, and payment platforms. It automates document verification, biometric matching, and AML screening — reducing onboarding time from days to minutes while meeting every regulatory requirement.
Everything Inside KYC Engine
Four pillars of compliance — from document capture to enterprise-grade audit trails.
Document Verification
Biometric & Identity
Compliance Screening
Platform & Workflow
How It Works
From document upload to verified onboarding in four automated steps.
Document Upload
Customer uploads ID documents via web or mobile. OCR extracts all fields instantly with zero manual entry required.
Biometric Verification
Liveness detection and facial matching confirm the person matches their submitted documents — in real time.
Compliance Check
Global AML/CFT watchlists, PEP databases, adverse media, and bureau checks run automatically in parallel.
Risk Score & Decision
A risk-based KYC score is generated with a pass/refer/reject recommendation and a full audit trail.
Built for Every Financial Institution
NBFCs & Banks
Reduce onboarding from days to minutes with automated document and identity verification.
Fintech Lenders
Scale customer acquisition without scaling compliance teams using AI-driven KYC automation.
Microfinance Institutions
Conduct Video KYC for rural borrowers without branch visits — anywhere, any device.
Cooperative Banks
Digitise member onboarding with biometric verification and bureau screening at scale.
Insurance Companies
Comply with IRDAI KYC norms with automated PAN and Aadhaar verification.
Payment Platforms
Meet RBI CKYC requirements with real-time watchlist screening and AML checks.
Bank-Grade Security.
Full Regulatory Cover.
All biometric data and identity documents are encrypted in transit and at rest with AES-256. Fully compliant with RBI KYC Master Directions, UIDAI Aadhaar guidelines, IRDAI, and DPDP Act norms.
Ready to Automate Your
Customer Onboarding?
Join leading NBFCs, banks, and fintech companies using Santulan KYC Engine to onboard thousands of customers daily with full compliance.